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@matt_barnum @SchlFinance101 Excuse the self-promotion (not really!), but this is also a point Fredrik Andersson and I have been hammering away at, see: https://t.co/69HcEB2aFP, https://t.co/XdS8ZEYKLp, https://t.co/XvXEtoTyTR, https://t.co/cWSTpCLtWR, htt